Energy Efficiency Certificates
The energy efficiency certification (EEC) is mandatory for all those properties that are sold or rented, as established by RD 390/2021, of June 1. The procedure for issuing the certificate includes a review of the available documentation, a physical visit and registration in the records of the corresponding Autonomous Community.
Certificate of occupancy
It is an administrative document whose function is to certify that a dwelling meets the minimum conditions of habitability provided for in current regulations.
In any case we will need the Cédula de Habitabilidad whenever we want to transfer a property, either in a sale or rental or to register electricity, gas and water services.
Protection insurance : Rental payment
When leasing a property, multiple problems may arise from which the owners have been defending themselves, usually by asking the tenant to provide bank or personal guarantees, as well as by paying a deposit of one or two monthly installments of the rent. The insurance against non-payment of rent completes this protection for the lessor.
Is it mandatory? In principle, no. And we say in principle, because we must qualify it. If we own a house and do not want to take out insurance, we do not have to do so.
But things change when the property is mortgaged: in this case, the bank will require us to have insurance against serious incidents.